Resolving Financial And Legal Disputes

PROTECTING YOUR RIGHTS WITH INTEGRITY

Strategic alternate dispute resolution for NBFCs and financial institutions across Uttar Pradesh.

Why Choose RDLF & Associates

20 Years Of Undefeated Success

With over two decades of distinguished practice across Alternative Dispute Resolution, Property Law, Criminal Law, Consumer Protection, Family Law, Tax and Corporate Law, Civil Law, Employment Law, and Labour Law, RDLF has earned a reputation for delivering landmark victories and shaping legal precedents across India’s courts. Our team of 40 seasoned lawyers brings deep expertise, strategic insight, and unwavering commitment to every case ensuring clients receive trusted advocacy and results that matter.

Quick Service

Result-oriented resolutions expedited in various courts.

20+

Years of experience with proud

Privacy

Disputes resolved privately, protecting institutional reputation and client relationships

50-70%

Legal expenses reduced compared to full litigation

Protecting Your Rights With Integrity

Our Services

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Arbitration Services

RDLF & Associates manages both institutional and ad-hoc arbitrations for financial institutions.

Mediation & Conciliation

Unlike arbitration, mediation preserves relationships—critical when ongoing business ties exist.

Debt Recovery Through ADR

This represents our most specialised service—comprehensive debt assessment, creditor negotiation, and structured settlement designed specifically for NBFCs managing stressed portfolios.

Regulatory Compliance & Advisory

Civil recovery suits and execution applications.

Commercial Litigation

RBI Master Direction compliance audits and implementation with representation before regulatory authorities during inspections.

Corporate & Transactional Services

Loan agreement drafting and vetting and Inter-creditor agreements, and syndication documentation.

Why ADR Works for Financial Institutions

Our ADR Service Framework

This represents our most specialized service comprehensive debt assessment, creditor negotiation, and structured settlement designed specifically for NBFCs managing stressed portfolios

We Follow Best Practices

This consultative approach ensures resource allocation toward high-probability recovery actions.

Comprehensive Debt Assessment

Creditor Negotiation Strategy

Customized Settlement Plans

Pre-Insolvency Resolution

About The Founder

Advocate Rohit Dubey,

ADVOCATE ROHIT DUBEY,
Founder, RDLF & Associates
Advocate Rohit Dubey brings over 25 years of distinguished legal practice since 2000, serving a diverse clientele ranging from India’s leading financial institutions to individuals and families across Uttar Pradesh. His practice reflects a rare combination of institutional-grade expertise and compassionate, client-centered advocacy.

With deep specialization in Alternative Dispute Resolution (ADR), Debt Recovery, NBFC Regulatory Compliance, Criminal Law, Family Law, Property Law, and Consumer Protection, Advocate Dubey has built a reputation for delivering results that matter—whether negotiating complex debt settlements worth crores or resolving sensitive family disputes with dignity and discretion.

As empanelled counsel for prominent NBFCs, he has successfully managed over 500 recovery and dispute resolution matters spanning vehicle loans, property financing, and personal credit portfolios. His strategic approach emphasizes efficiency over protracted litigation, consistently achieving settlements and resolutions in months rather than years through expert negotiation and institutional ADR mechanisms. His expertise extends across RBI Master Directions compliance, SARFAESI Act proceedings, Negotiable Instruments Act prosecutions, and Insolvency and Bankruptcy Code applications, delivering legal strategies aligned with institutional objectives while optimizing actual collections and minimizing legal expenditure.

Beyond corporate practice, Advocate Dubey’s commitment to justice is reflected in his service as Legal Divisional Head with a Human Rights Association, where he championed the rights and dignity of marginalized communities. He holds a Post Graduate Diploma in Personnel Management and Labor Law, bringing specialized insight to employment disputes, workplace policies, and labour law compliance.

Practicing at the High Court of Judicature at Allahabad, Lucknow Bench, Civil Court Lucknow, Consumer Court, Debt Recovery Tribunals, and Civil Courts across Uttar Pradesh, Advocate Dubey combines regional expertise with institutional-grade service delivery. His approach is grounded in empathy, integrity, and measurable results—whether representing financial institutions in high-stakes recovery matters or guiding individuals through life’s most challenging legal moments.

At RDLF & Associates, the vision is clear: provide accessible, strategic, and effective legal counsel that protects your interests, resolves disputes efficiently, and delivers justice with excellence.

Professional Highlights:

✓ 25+ years of specialized legal practice since 2000
✓ Empanelled counsel for India’s leading NBFCs and Government Institutions.
✓ 500+ debt recovery and dispute resolution matters, consumer matters successfully handled.
✓ Extensive representations before The High Court of Judicature at Allahabad, Lucknow Bench, Debt Recovery Tribunals, and Civil Courts
✓ Expert in ADR mechanisms, achieving 60-70% faster resolutions than traditional litigation
✓ Post Graduate Diploma in Personnel Management and Labour Law
✓ Former Legal Divisional Head, Human Rights Association
✓ Specialized expertise in SARFAESI, RBI compliance, IBC, and financial sector law

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Frequently Asked Questions

How to Obtain Property Law Exemptions?

Property law exemptions in India vary based on specific statutes such as stamp duty concessions under state-specific Stamp Acts, capital gains exemptions under Sections 54/54F of the Income Tax Act for residential properties, or agricultural land exemptions under the Transfer of Property Act.

The process typically requires filing applications with relevant authorities like Sub-Registrar offices, revenue departments, or tax authorities, along with supporting documentation proving eligibility criteria such as property use, ownership duration, or reinvestment conditions.

Need help navigating property exemptions? Our real estate law team can assess your eligibility and handle the application process. Schedule a Consultation Now.

What are the rights of children in custody cases?

Under Indian law, particularly the Guardians and Wards Act, 1890, and personal laws like the Hindu Minority and Guardianship Act, 1956, children’s welfare is the paramount consideration in custody disputes. Children have the right to care, protection, education, and emotional well-being from both parents. Courts consider factors including the child’s age, emotional attachment, parents’ financial capacity, and the child’s own preference, typically for children above 9 years.

Both parents retain visitation rights unless deemed harmful to the child’s welfare. Maintenance obligations continue regardless of custody arrangements under Section 125 CrPC.

Facing a custody dispute? Our family law practice emphasises amicable resolutions that prioritise children’s best interests. Contact us for compassionate legal guidance now.

What is the process for filing defamation cases?

Defamation in India can be pursued through criminal proceedings under Sections 499-500 IPC (now under BNS 2023) or civil suits for damages. For criminal defamation, file a complaint in the Magistrate’s Court with jurisdiction where the defamation occurred or where the complainant resides, supported by evidence (publications, witnesses, screenshots for online defamation).

Civil defamation suits are filed in civil courts seeking monetary compensation and injunctions. The process requires establishing that false statements were made, that they harmed your reputation, and that the defendant acted with malicious intent or negligence.

Limitation periods apply—typically one year for criminal complaints and three years for civil suits.

Been defamed and need legal action? We handle both criminal and civil defamation matters with strategic precision. Get expert assistance now.

How to handle insurance claim disputes?

When insurers reject or delay legitimate claims, policyholders can escalate through a structured process: First, file a formal written complaint with the insurance company’s grievance redressal officer. If unresolved within 15 days, escalate to the Insurance Ombudsman (jurisdiction based on policy location) for free adjudication; decisions up to ₹50 lakh are binding on insurers. Alternatively, file complaints with IRDAI’s Integrated Grievance Management System (IGMS).

For complex disputes or higher claim values, civil litigation under the Insurance Act, 1938, or consumer complaints under the Consumer Protection Act, 2019, in District/State/National Consumer Forums may be necessary. Documentation is critical to maintain all policy documents, claim forms, rejection letters, and correspondence.

Insurance company denying your rightful claim? Our litigation team has extensive experience with consumer forum representations and civil insurance disputes. Let us fight for your claim now.

What are the rights of employees under labour laws?

Indian labour laws provide comprehensive employee protections under various statutes, including the Industrial Disputes Act, 1947, and recent labour codes.

Key rights include: fair wages as per Minimum Wages Act, regulated working hours (typically 8 hours/day, 48 hours/week), mandatory social security benefits (PF, ESI, gratuity), protection against unfair dismissal or termination without due process, safe working conditions, maternity and paternity leave entitlements, and protection from workplace harassment under the POSH Act, 2013.

Employees can raise disputes through internal grievance mechanisms, labour commissioners, or labour courts, depending on the nature of the violation.

Facing workplace discrimination or unfair termination? Our employment law practice protects employee rights and negotiates fair resolutions. Secure your legal protection now.

How to handle partnership disputes?

Partnership disputes whether over profit sharing, decision-making authority, or dissolution terms should first be addressed through your partnership deed’s dispute resolution clauses.

If internal resolution fails, options include mediation or arbitration (non-binding and binding ADR mechanisms, respectively), which typically resolve disputes in 3-6 months compared to years in litigation.

Legal action under the Indian Partnership Act, 1932, through civil courts becomes necessary when ADR fails or when seeking partnership dissolution, account settlements, or injunctions against partner misconduct.

Documentation of all communications, financial records, and partnership agreements is critical for successful resolution.

Partnership conflict threatening your business? We specialise in commercial dispute ADR and partnership litigation. Resolve your dispute efficiently now.

How to file a suit for damages?

Civil suits for damages are filed under the Code of Civil Procedure, 1908, in the appropriate civil court based on claim value and territorial jurisdiction.

The process requires drafting a complaint detailing the cause of action (contract breach, tort, negligence, defamation, etc.), quantifying monetary damages with supporting evidence, filing with prescribed court fees, and serving notice to defendants.

You must establish: duty owed by the defendant, breach of that duty, causation linking breach to harm, and actual quantifiable losses. Different limitation periods apply—typically three years for tort claims, three years for breach of contract from the breach date.

Cases involving substantial damages or complex commercial matters may warrant arbitration clauses for faster resolution.

Suffered financial losses due to someone’s wrongful act? Our civil litigation team maximises damage recovery through strategic advocacy. Claim your compensation now.

What are the GST registration procedures?

GST registration is mandatory for businesses with an annual turnover exceeding ₹40 lakh (₹20 lakh for service providers, ₹10 lakh for special category states).

The process is online through the GST portal: submit an application with PAN, Aadhaar, business proof (incorporation certificate/shop act license), bank account details, and identity/address proofs of promoters/partners. Upon submission, you receive an Application Reference Number (ARN).

After document verification by GST officers (typically 3-7 working days), the GSTIN is issued. Voluntary registration is available for businesses below the threshold. Compliance includes monthly/quarterly return filing (GSTR-1, GSTR-3B), annual returns, and maintaining proper invoicing.

Need GST registration or facing compliance challenges? Our taxation advisory ensures seamless registration and ongoing compliance. Get expert GST guidance now.

How to handle Income Tax notices?

Income Tax notices under the Income Tax Act, 1961, require prompt, strategic responses within specified timelines (typically 15-30 days). First, identify the notice type: scrutiny assessment (Section 143), demand notice (Section 156), penalty notice (Section 271), or information request (Section 133).

Gather all relevant documents—ITR acknowledgements, Form 26AS, TDS certificates, bank statements, and investment proofs. Draft a detailed response addressing each query with supporting documentation. For complex matters like transfer pricing adjustments, unexplained investments, or high-value transaction discrepancies, professional representation before Assessing Officers is advisable.

Ignoring notices leads to ex-parte assessments, penalty levies, and potential prosecution.

Received an Income Tax notice? Our tax advisory team provides strategic responses and representations before tax authorities. Protect yourself from penalties now.

How to handle copyright infringement?

Copyright infringement under the Copyright Act, 1957, can be addressed through civil suits, criminal complaints, or cease-and-desist notices.

First, establish copyright ownership through registration certificates (though registration isn’t mandatory for protection) and document the infringement with evidence—copies of infringing work, URLs, screenshots, and purchase proofs. Send a legal notice demanding cessation and compensation.

If unresolved, file civil suits in district courts seeking permanent injunctions, damages (actual losses or statutory up to ₹2 lakh per work), and an account of profits.

Criminal complaints under Section 63 of the Act can result in imprisonment and fines for commercial-scale infringement. Online infringement requires additional steps like takedown notices to ISPs and platform operators.

Someone stealing your creative work? Our intellectual property practice enforces copyright protection aggressively. Defend your IP rights now.

How to obtain tax exemptions for NGOs?

NGOs seeking tax exemptions must register under Section 12AB (replacing old Section 12A) with the Income Tax Department and obtain 80G certification for donor tax deductions.

The process requires: incorporation as a trust/society/Section 8 company, drafting objects clause focused on charitable/religious/educational purposes per Section 2(15), applying online through Form 10A with trust deed/MOA-AOA, financial statements, and activity reports.

Approval grants exemption from income tax on surplus funds. For 80G status (allowing donors 50% deduction), file Form 10G after 12AB approval. Compliance mandates include annual ITR filing (Form 10), maintaining 85% corpus spending on objectives, audited accounts under Section 12A(1)(b), and restrictions on political activities. Violations risk exemption cancellation and penalties.

Setting up an NGO or facing exemption compliance issues? We handle complete registration, 12AB/80G applications, and ongoing compliance. Secure your tax-exempt status now.